Products - Motorcycle

What is motorcycle insurance?

Motorcycle insurance coverage helps protect you, your bike and others on the road. Causeworth Insurance offers most types of coverage on motorcycles including: sport bikes, cruisers, tour bikes, scooters, dirt bikes, and some custom bikes.

What does motorcycle insurance cover?

• Accessories – if you carry comprehensive or collision coverage, your policy will include coverage for your accessories (coverage amounts vary by state). Accessories may include: saddlebags, backrests, seats, chrome pieces.
• Bodily injury liability – provides protection if you injure or kill someone while operating your motorcycle. It also provides for a legal defense if another party in the accident files a lawsuit against you. Bodily injury liability covers injury to people, not your vehicle.
• Collision – pays for damage to your motorcycle when your motorcycle hits or is hit by another vehicle or object.
• Property damage liability – pays for damage to someone else's property resulting from an accident for which you are at fault and provides you with a legal defense.
• Medical payments, no-fault or personal injury protection – usually pays for medical expenses of the injured driver and passenger.
• Uninsured motorists – pays for your injuries caused by an uninsured driver in a crash that is not your fault.
• Comprehensive physical damage – pays for damage to your motorcycle from theft, vandalism, flood, fire or other covered perils.